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Types of Loans
Home Loan
Are you looking to get pre-qualified for a home loan?
Want to get a great rate?
Nearly all Australians dream of owning their own home. Most Australian's
can actually qualify for a Home Loan, even if they think they
could not get approved. Some banks require people to have a good
credit rating. However, there are many lenders who will provide
funding called "Lo-Doc", "No-Doc" and "Non-conforming"
loans.
To learn about becoming pre-qualified for a home loan, you may
want to consult with one of our advisers. As a mortgage broker
we have access to dozens of lenders as well as information about
various types of programs that may be helpful to you. Many people
are hesitant when dealing with Mortgage Brokers, it may help to
know that over 40% of all new home loans applications in Australia
are arranged by a Mortgage Broker. Our advisers will be the greatest
source of help available to you. One of our Advisers will walk
you through every step of the process and offer you advice on
a variety of lending solutions. you can speak with one of our
experts now, by calling or emailing one of our Advisers - click
on 'Find Your Local Adviser' above.

Investment Loan
Residential Investment Loan
You need to get the best return on your real estate investment
and one of the best ways to do this is to ensure that you receive
a competitive interest rate. You also need to consider how best
to manage the cash-flow requirements of a rental property owner.
Our Advisers can assist you with budgeting for your cash flow
needs.
Commercial Loan
Commercial and Business Lending by nature is more comprehensive
than Residential or Investment loans and require a level of expertise
on the part of the broker. At Australian Loan Company we have
writers who are experienced in all facets of Commercial and Business
lending
One of our Advisers will walk you through every step of the process
and offer you advice on a variety of lending solutions. You can
speak with one of our experts now, by calling or emailing one
of our Advisers - click on 'Find an Adviser' above.
Equipment Finance (commonly known
as Leasing)
At Australian Loan Company we are dedicated to understanding
and supporting the needs of businesses and offer comprehensive
commercial motor vehicle and plant & equipment financing solutions
where leasing options are tailored to suit your needs.
Our experience and access to a wide range of lenders means we
can provide finance for motor vehicles and business equipment.
Ranging from office equipment to diamond drills or even a helicopter.
Fee Funding / Factoring / Cash Flow Finance
Cash flow finance provides you with the means to expand your
business by funding increased growth and to take advantage of
business opportunities. It does this by:
- Providing cash against debtors to enhance working capital
- Quickly converting business debtors to cash
- Guaranteeing a steady cash flow on a constant basis
- Utilisation of business assets, generally not personal assets

Reproduced with the kind permission of Australian Loan Company Ltd
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