Recent Updates & Additions January 2012 Snapshot Judging by the headlines most of us are pleased when the Reserve Bank drops interest rates as they did in late 2011 however lower returns on term deposits and a slower economy are not so welcome. Summer 2011 - Economic Update Welcome to our Summer Newsletter. The results are now in for the 2010-11 financial year and hedged international shares topped the poll, whilst the same asset class unhedged brought up the rear. November 2011 Market Snapshot - Focus on Total Returns This issue compares the volatility of shares, property, bonds and cash, and explains the importance of focusing on total returns rather than headline prices and interest rates. October 2011 Market Snapshot With share market fluctuations continuing, this snapshot takes a broader view of what is taking place, what it means, and why it is significant for Asutralian investors. Spring 2011 Newsletter This is traditionally a time of renewed activity as we emerge from colder times. In the financial world we are certainly aware of great activity but not a lot of it has been enjoyable. August 2011 Market Snapshot The proposed carbon tax and carbon emissions trading scheme look like being a dominant issue facing federal parliament in this current term. Without endorsing one view or another, this month's Snapshot summarises key points in the policy. July 2011 Snapshot - Economic Review Twelve months ago post-GFC uncertainty still remained, especially about the US and European economies. In this snapshot we look back over the performance of our local economy and sharemarket and try to assess what prospects might be ahead of us. Winter 2011 Newsletter Australian property is a topic of constant interest, so we start with looking at the local market. We look at retirement planning for baby boomers and leaving a legacy for children and grandchildren, rounding out with a financial health check. May 2011 Market Snapshot - 2011 Federal Budget The annual Federal Budget is the most important financial report from the Government to the nation each year. In this May snapshot we summarise the key features in this year's budget looking at future expenditure, tax plans and impact on key sectors of the economy and community.