Prime Time Financial Counsellors Pty Ltd use the following methods to assist clients to implement the correct insurance and investment strategies to meet their stated needs and objectives.

•  Identify the client's current areas of vulnerability, investments and the client's risk profile.
  
•  Analyse current insurance and prospective "self" insurance.
  
•  Produce strategies which may improve their situation.
  
•  Select appropriate Investment and Insurance products.
  
•  Implement the selected Risk Transfer Strategy.
  
•  Provide reviews.
  

As the selection of products can have a major impact on the clients overall plan strategy we believe that strong Professional advice should be available.

Prime Time is well placed to provide this service through our dealership which has access to:

•  A large range of life insurance companies via an independent research program.
•  Over 2000 Investment Products. The Dealership uses an independent research house to research the various investment products.

As risk management is a specialist area the advisers of Prime Time are able to provide each client with professional advice on the following areas:

•  Non-cancellable Income Protection
•  Trauma /Critical Illness Protection
•  Term Life cover
•  Partnership Protection
•  Business Insurance
•  Group Life and Salary Continuance Plans
•  Mortgage Refinancing & Debt Consolidation

Additional support can also be made available from Advisers who have additional accreditation:

•  Business succession planning.
•  Estate planning.
•  Testamentary Trusts.

  © 2000 - 2001 Forsyte Consulting Pty Ltd. All rights reserved unless otherwise stated.